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Currently, most issuing banks operate with for additional customer authentication of the customer according to the protocol 3-D Secure version 1 for all types of cardsusing MIR cards, a new, more reliable version of protocol 2 is used.

For a more reliable authentication process, issuing banks and payment systems are switching to a new version (2 and higher) of protocol for all types of cards (VISA, Mastercard, MIR).

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