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Procedure for the cancellation of authorization by bankcard before financial transaction is created. Usually the authorization can be cancelled within the same day when the payment is performed. The authorization can be cancelled later than within one day, if the enterprise has an agreement with IPS Assist on the postponed financial confirmation, or if the enterprise uses the double-stage operation mode and the payment financial confirmation has not been made yet. In any case, the authorization cannot be canceled later than within the time period specified by the processing center.