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  1. An encrypted packet with payment data and a token is generated by accessing the SDK of the respective provider: Apple Pay  API.
  2. The SDK of Apple Pay conducts the required payment authorization by the buyer on the mobile device (PIN / fingerprint).
  3. The encrypted packet with payment data and a token is transferred to the TokenPay payment service on the side of IPS Assist.
  4. IPS Assist decrypts the package and performs payment with a token.
  5. IPS Assist returns the payment results to the mobile app.

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The buyer selects the product or service in the store mobile app and presses the pay button.

An encrypted packet with payment data and a token is generated by accessing the SDK of  Google Pay API.