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A hidden payment mode, when all data about the order, about the customer, about the payment method and payment means are transmitted directly by the merchant, can be performed using a card or a token.
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Transfer of payment parameters
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For a more secure authentication process, issuing banks and payment systems are switching to a new version of protocol 2.0 for all types of cards (VISA, Mastercard, MIR). To support a new generation protocol, a merchant has to make changes to the customer authentication process.
To start the order payment, the merchant sends an authorization request to the IPS Assist server. The following data about the customer device and browser must be added to the usual request parameters, if this has not been done before for operating with the SOFI (see sect.3). This data is required in the new 3-D Secure 2.0 protocol.
The customer has to be forwarded to the issuer-bank site by URL from acsurl field.
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