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when using Google Pay, you should register with Google Pay API to get a MerchantID for use it as MerchantID parameter, set gateway=”assist” and specify allowedCardAuthMethods = ["CRYPTOGRAM_3DS"] to organize the scheme for encrypting a data packet with a token or allowedCardAuthMethods = ["PAN_ONLY", "CRYPTOGRAM_3DS"], if you also need to accept payments with non tokenized cards that saved in Google account.

You can learn more about the possible options of payments processing by tokens using different providers.