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Currently, most issuing banks operate with additional authentication of the customer according to the protocol version 3-D Secure 1.0 for all types of cards.For a more reliable authentication process, issuing banks and payment systems are switching to a new version of protocol 2 .0 and higher for all types of cards (VISA, Mastercard).
The benefits of the new protocol are:
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During the payment process, the IPS Assist automatically determines which version of the protocol will authenticate for payment on the page.
Information about the used protocol version can be obtained as a result of the operation by order number or from the sended authorization results to the merchant server.