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The following options for token payments as ECOM transactions are possible:
- Payment by the button built into the online -store mobile app (InApp scheme).
- Payment in the browser (Web scheme), while receiving of encrypted package with payment data and a token is performed on the side of the Assist payment pages.
- Payment in the browser (Web scheme), while receiving of encrypted package with payment data and token is performed on the page of the online store.
- Using the widgets for the IPS Assist payments.
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If the customer chooses to pay using Apple Pay or Google Pay in a browser on a device that does not support such payment type, then IPS Assist (if configured appropriately) can display a special QR code on the payment page. The customer will be asked to use another suitable device to read this QR code and successfully complete the payment. |
Payment by a
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token (Apple Pay, Samsung Pay or Google Payтм) on the IPS Assist payment page
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When you pay by the Samsung Pay token on the IPS Assist payment page, the following actions are performed:
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- The buyer selects the product or service on the online store site and presses the pay button, after which the store redirects the buyer to the IPS Assist payment page.
- The buyer can press the button of token payment on the IPS Assist payment page.
- Special plug-in Samsung Pay requests SamsungID of the user.
- The plug-in sends a payment request to the Samsung Pay server.
- Samsung Pay server sends a PUSH notification to the mobile device of the buyer.
- The buyer selects one of the attached cards.
- The buyer confirms the payment (PIN or fingerprint).
- The mobile device transmits data to the Samsung Pay server.
- The IPS Assist receives an encrypted packet with a token and payment data from the Samsung Pay server.
- The IPS Assist decrypts the packet with the token and payment data.
- The IPS Assist performs payment by a token through the processing of a settlement bank.
- The IPS Assist returns the results of payment to the online store site.
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When you pay by the Google Pay token on the IPS Assist payment page, the following actions are performed:
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*Attention! When using an iframe to display the payment page of the IPS Assist and the payment via Google Pay, you have to add the allowpaymentrequest permission. Example: <iframe allowpaymentrequest src="...">. |
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When you pay by the Apple Pay token on the IPS Assist payment page, the following actions are performed:
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You can learn more about the possible options of payments processing by tokens using different providers.
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Payment by token in the browser on the page of the online store
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To organize the receipt of payments by token in the browser on the online store side, you need to do the following preparatory steps:
- make a request to connect payment means for payments by token(Apple Pay, Google Pay) to the IPS Assist technical support service support@belassist.by;
- embed into the code of your page;
- to receive an encrypted packet with a token and payment data;
- Google Pay API for Google Pay;
- ApplePay JS API for Apple Pay;
- for payment - access to TokenPay service;
- to receive an encrypted packet with a token and payment data;
- obtain confirmation from the IPS Assist technical support service that all the necessary technical settings for the functioning of the TokenPay payment processing service when paying for goods and services to your merchant have been fulfilled;
- prepare for payments receiving;
- when using Apple Pay, create and sign an Apple Pay certificate to make payments using the corresponding section in the IPS Assist Personal Account;
- when using Google Pay, you should register with Google Pay API to get a MerchantID for use it as MerchantID parameter, set gateway=
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- ”assist” and specify allowedCardAuthMethods = ["CRYPTOGRAM_3DS"] to organize the scheme for encrypting a data packet with a token or allowedCardAuthMethods = ["PAN_ONLY", "CRYPTOGRAM_3DS"], if you also need to accept payments with non tokenized cards that saved in Google account.
You can learn more about the possible options of payments processing by tokens using different providers.
