Interaction between the SOFI and external system is organized via XML-interfaces by HTTPS protocol. The external system provides the data of transaction that currently processed to SOFI and receives results of this transaction check on fraud.
The SOFI returns to the external system the payment status and the reasons for the status determination as a result of checking. All possible fraud-statuses of the payment are presented in the table below.
Payment fraud-statuses, which SOFI determines
Name | Code | Description |
Clear | 0 | Fraud is not detected. |
Suspicious | 50 | Transaction passes all filters but data analysis shows that this payment can be considered both (50/50) as fraudulent and as clear. |
Fraud | 100 | Transaction didn't pass some filters or data analysis shows that this payment has all features of fraud . |
All possible reasons for the fraud-status determination are presented in the table below.
Reasons for the fraud-status determination