Payments review

Find

Displays the payments satisfying the filter parameters.

Clear

Clears all specified filter parameters on the current tab.

Hide the current filter.

Group of payment means

Drop-down list of means groups (All (by default), card, E-wallet, other).

Mean type

Drop-down list of means types (VISA, AMEX, CASH and etc.), please at first select the type of payment mean.

Date from

Begin of the period for the displayed payments. The day, month, year, hour, and minutes can be specified. The date can be chosen using the calendar.

Date to

End of the period for the displayed payments. The day, month, year, hour, and minutes can be specified. The date can be chosen using the calendar.

Result

Drop-down list of payment processing results on the payment gateway side.

Mean number

Search by this field ignores the other fields (for example, time period or type of payment means), it is performed over all transactions available to the current user.

Payment number

Number of the payment in the external system.

Amount from

The lower limit of the payment amount for the search.

Amount to

The upper limit of the payment amount for the search.

Merchant

The merchant ID should be specified here. Here SOFI merchant ID is used. You can use the search button 'Select' to find a merchant (the search is described below).

Risk

Drop-down list: All , Clear , Suspicious , Fraud.

(Details about the fraud probability you can find below).

Card holder

Search performed by full match but it is not case-sensitive. Search value can be specified by mask (see description below).

Customer e-mail

Search performed by full match.

Mobile phone

Search by payer mobile phone number, performed by full match.

Sorting

Default sort order of entries in the table is in order of decreasing date of payment. You can change the sort order of records in the table by selecting options from the drop down list.

Order

The parameters of the order, which was paid:

·          BillNumber - bill number in the external system;

·          OrderNumber - number of order in the external system;

·          Merchant ID - merchant identity number (external merchant ID);

·          Merchant - merchant name.

Clicking on the icon takes you to the detail of this order (section 3.3).

Date

Payment date in format DD.MM.YYYY HH:MM.

Payment

Payment parameters:

·          Payment ID in the external system;

·          Status of the payment in the external system.

Amount

Original payment amount, the icon corresponds to the currency of payment.

Payment mean

Payment mean parameters:

·          Payment mean number (masked);

·          Payment mean holder;

·          Expiration date;

·          Issuer bank name;

·          Country of the issuer bank.

The icon corresponds to the group and type of payment mean.

Payer

Payer parameters:

·          Last and first name of payer;

·          E-mail address;

·          Merchant's internal customer identification;

·          Phone number.

Risk

Risk parameters:

Fraud percentage;

Reasons for the fraud-status determination.

Each reason for the fraud-status has its own icon:

·          fraud-status was determined by the mathematical modeling methods;

·          corresponds to the 'clear' fraud-status but no checks were performed by mathematical modeling methods as insufficient data were provided for the payment;

·          corresponds to the 'clear' fraud-status but no checks were performed;

·          fraud-status was determined by expert;

·          according to 'Black list' of payment attributes;

·          according to trust 'white-list' of payment attributes;

·          according to allowing white list, when payment attributes are out of that list;

·          by corresponding to the filter on card number;

·          by corresponding to the filter on E-mail;

·          by corresponding to the filter on unique payer identity values under application/service of external system;

·          payment was successfully checked by mathematical methods and passed all filters but some characteristics of payment  look like  payments that were considered as fraudulent;

·          by corresponding to the filter on customer country (country is determined by customer IP-address);

·          by corresponding to the filter on issuer-bank country;

·          by corresponding to the filter on IP-address;

·          due to the card belonging to list of trusted cards;

·          due to the IP belonging to list of trusted IP-address;

·          due to fraud-lists from bank;

·          by corresponding to the filter on customer phone number;

·          in accordance with the limit (based on aggregated payments for a certain period) for the merchant, external system or the payment application.

Device

Description of the user device, which is used for payment.

Each type of device its own icon:

·          computer;

·          phone.

Configures number of rows to be shown on the page (select the value from the drop-down box), in the result will be shown not more than specified number of payments on each page.

You can go to the last page by pressing “»»»»” button or return to the first page by pressing “««««”.The next page of the payments is available by pressing “»” button and you can go on previous page by button “«”.

Payment ID (payment identity)

Processing

CODE:

Operation execution code (from processing center). Each processing center uses its own codes.

DATE

Date of a payment transaction execution in processing center. UTC data (GMT-0) or GMT+ hour-offset.

RESPONSE

The result code of payment from processing center.

RRN/STAN:

·          Retrieval Reference Number (formed by processing center by its own algorithm) for processing centers which transmitting RRN (currently: BPC, BPCBel, RAIF, SviazBank, MBank, AmexPOA and  MULT-family)

or

·          another possible transaction number.

Card

Type (subtype) of card

Type (Visa, for example), subtype (Electron, for example) of card.

Country

Country of the issuer bank

Card number

Bank card number (first 6 and last 4 digits only).

Card holder

Card holder (full name).

VALID THRU:

Expiration date

Bank

Issuer bank name

Did the CSC were entered:

·          yes;

·          no.

The 3DSecure authorization results:

·          success;

·          not success;

·          attempt;

·          unknown.

The result of 3DSsecure involvement check:

·          involved;

·          not involved;

·          unknown;

·          error appears during the involvement check.

Suspicious

Statistical analysis

Statistical analysis has revealed <the mathematical model score percentage>% fraud.

Neural network analysis

Neural network analysis has revealed <the mathematical model score percentage>% fraud.

Method of constructing CART

The analysis by constructing CART (Classification and Regression Tree) found <the mathematical model score percentage>% fraud.

Expert mark

Expert set payment fraud suspicious as <score percent that were set by expert>.

The total score:

Possible values of status - Neat, Suspicious, Fraud.

Ad parameter into list:

Card number

Add the payment mean of current payment to the list.

E-mail

Add E-mail address of current payment’s payer to the list.

User ID

Add user ID of current payment’s payer to the list.

Reason

The reason for adding the parameter(s) to the list.

·          Blocked – the number of mean of payment and E-mail address are being added to the "black" lists, and if these values were presented in the corresponding "white" lists, they are become inactive there; the user ID is added to the domain filter. ID пользователя добавляется в доменный фильтр.

·          Checked - the number of mean of payment and E-mail address are being added to the "grey" lists, and if these values were presented in the corresponding "white" or "black" lists, they are become inactive there; the user ID is become inactive in the domain filter, if this value was presented there.

·          Trusted - the number of mean of payment and E-mail address are being added to the "white" lists, and if these values were presented in the corresponding «grey» or "black" lists, they are become inactive there.