One Click service gives a possibility to make a purchase without entering the full card data to confirm payment (only CVC2 code must be entered) for loyal customers.
The merchant maintains its database of customers, giving them an unique number (CustomerNumber), while the IPS Assist stores the encrypted credit card numbers corresponding to those company customers (CustomerNumber).
While performing of order payment, the customer gets an offer to save the card for future payments using the One Click service. The proposal's text is located in the bottom of the screen:
The positive response on the proposal is selected by default!
If the customer refuses to save the card for future payments then all his payments actions remain as standard. By next payments, the customer will be asked again to save the card.
If the customer agrees to save the card, then to perform the next payment he will be prompted to enter only the CVC2 code, all other parameters of the card are automatically filled. Of course, for security reasons the card number is displayed on the screen using a mask.
If the customer uses several bank cards for payments on orders of the merchant, each card iconnects to the One Click service by the same rules. During the payment for the next order, the customer has the option to choose a card from the drop down list of its payment means, which reached a predetermined number of successful payments.
Customer is asked to confirm that he wants to pay through the One Click service before each next order payment:
If the customer agrees to use one of the previously saved cards to pay, then he is prompted to enter only the code CVC2 during the payment.
If the customer chooses the "Another card" action, then he/she will be asked to select the desired card from the list of cards that have already been saved and used for purchases from this merchant, or the full information about a new card must be entered (the "New card" choice). If the customer agrees to save this new card, then in future it will be also displayed in the drop-down list of payment means of the One Click service.
If the customer selects the "Delete card", the data on the current map will be deleted immediately. To remove the other card's information, you must first select an action "Another card" then select card for deletion and then delete the current card.
When there are no cards left after deletion then full information of a new card must be provided in a payment. Also, the customer will again receive an offer to save the card for the next purchases using the One Click service. For a complete refusal of the service usage the customer should contact the merchant.
Information about enterprise's customers (members of the One Click service) can be reviewed in Personal Account.
When card expires, the member of One Click service can add the re-issued card as new one.
If the customer received instead of an expired card a new card with the same number, then after adding a new card, the data in the system will be updated automatically and the customer will not need to delete the old card. If a new card is issued with a different number, then it is better to delete the old card.
Setting up the merchant for usage of the One Click service
To start use the One Click service a merchant should send a request to support team support@assist.ru. The request should contain the merchant identifier (Merchant_ID).
IMPORTANT!
The merchant that wants to use the One Click service must pass the unique customer identification (CustomerNumber) among the rest order's parameters. That is in addition to the payment request parameters the following parameter must be passed:
Name | Mandatory field | Adopted values | Description |
CustomerNumber | Yes, if the merchant uses the One Click service | String (up to 32 symbols) | Merchant's internal customer identification |