The Faster Payments System (СБП) is a Bank of Russia service that allows individuals to make instant transfers by mobile phone number to any bank member of the Faster Payments System (СБП), and also to pay for goods and services in retail and the Internet stores using a QR code.
To make a payment on the site using the Faster Payments System (СБП), the customer needs to open the mobile application of his bank (if this bank is a member of the Faster Payments System) and scan the QR code on the payment page. The customer's bank receives payment information and transfers the funds to the merchant's account. If the courier delivers the ordered goods, then the QR code with the payment information comes to the courier’s mobile device, then it is read through a banking application installed on the customer's smartphone.
Payment using the Faster Payments System for merchants using IPS Assist is carried out according to the following scenario:
The customer selects the product or service on the store’s website and proceeds to pay for the order.
The store redirects the customer to the Assist payment page.
On the Assist payment page, the customer selects the Faster Payments System (СБП) as a payment means.
Assist registers the payment in the service of the partner bank and receives data for generating a QR code.
Assist displays a short payment instruction for the customer on the payment page.
If the customer clicks the "Back" button, then he can return to the choice of payment means. If the customer clicks the "Get QR-code" button, then on the next page he can scan the QR-code using the bank’s mobile application and confirm the payment.